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Budgeting & Cash Flow

The 50/30/20 Reality Check

Evaluate your current spending against the 50/30/20 framework

10:00

Before you start

  • Round to the nearest $100 — precision isn't the goal
  • Be honest about what's a 'need' vs 'want'

You'll assess yourself on

  • 1.Do I know my rough monthly income?
  • 2.Did I honestly categorize my spending?
  • 3.Did I identify the biggest gap between actual and target?